Capital for your next manufacturing contract — CNC Machine Equipment Financing
We connect your job shop with lenders who understand the resale value of CNC lathes, mills, and routers.
Soft credit inquiry only. No impact on your business score.
- 5-axis machining
- spindle uptime
- tool changer
- cycle time
- latent capacity
- machine utilization
- shop floor output
- capital expenditure
CNC Machine Equipment Financing
Financing options matched to your situation, in one place.
- LOANS Term equipment loans Own the machine outright with fixed monthly payments tailored to your shop cycle.
- LEASES Operating lease options Get lower payments and upgrade your equipment every three to five years.
- USED Used machine funding Get financing for pre-owned equipment from private sellers or auctions.
- SOFTWARE CAM integration loans Bundle your machine purchase with critical software and tooling costs.
- $15K–$2M Funding amounts
- 24–48 hours Approval turnaround
- 100% online Application process
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Machine expertise
- Our partners know the residual value of CNC assets.
- We approve based on equipment utility, not just personal credit.
Speed to floor
- Eliminate weeks of back-and-forth with traditional bank underwriters.
- Get your machine into production within 7 business days.
Flexible structure
- Seasonal payment schedules match your job shop revenue cycles.
- Skip-payment options available during slow manufacturing quarters.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Used equipment rejection
Traditional banks often refuse to finance machines older than five years due to perceived obsolescence.
New business barrier
Commercial lenders frequently demand three years of tax returns for equipment loans.
Low credit score
Your personal credit score may trigger an automatic decline at a local bank branch.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Job shop owner
Purchase of a new 5-axis vertical mill to handle aerospace prototype contracts.
Precision machine shop
Upgrading a legacy CNC lathe to improve production speed and tolerance accuracy.
Custom furniture maker
Refinancing existing machinery debt to improve monthly operating cash flow.
Fabrication start-up
Purchasing a bundle of three used CNC routers from a shop closing nearby.
Working capital for machine shops
Beyond machinery, your shop needs liquid cash for payroll, tooling, and materials. We offer access to business lines of credit up to $250,000 for day-to-day operations.